LUND JOINS PIONEER REALTY
Tim O’Brien, owner and broker for Coldwell Banker Pioneer Realty is pleased to welcome Klay Lund to the firm’s team of Realtors. Klay proudly served his country in the Air Force and Air National Guard for 23 years. He has his bachelor’s degree in environmental studies and went on to earn his law degree from Concord University’s School of Law. Klay’s wife Kay is a dietitian at Plumas District Hospital. They have two children, Eli and Emily. Klay said he looks forward to serving the real estate needs of both buyers and sellers from the company’s office on Main Street in Quincy. Tim also has Coldwell Banker offices in Portola, Lake Almanor West, Lake Almanor Peninsula and Chester.
NO GOLFING, BUT GOOD FOOD
The Mt. Huff Golf Course (not the restaurant) will be closed for a little spring tune-up from April 14 through April 27. Owners Jim and Elisa Rutledge plan on taking this time to aerate, seed and fertilize the course to get it ready for the upcoming season. They will also be updating a few things around the course. However, the recently remodeled café in the pro shop will remain open and ready to serve your favorite burgers, sandwiches and wraps. Watch for their gala grand reopening event April 28 and 29.
HAVING GOOD CREDIT IS IMPORTANT
Good credit is key to a solid financial future and Plumas Bank offers the following tips for establishing and maintaining good credit:
If you are just beginning to establish your credit history, open a checking account and keep careful track of your balance.
Use debit and credit cards for convenience and safety, but not to overspend. Missed or late payments will damage your credit score.
A good mix of credit, such as a revolving credit line and an installment loan, also boosts your credit score and shows that you can manage different types of credit.
Demonstrate stability in the three to six months before a major purchase. Avoid opening or closing accounts or moving large amounts of money around.
Build an emergency fund equal to at least six months of living expenses. If the unexpected happens, you will still be able to pay fixed expenses instead of falling behind.
Alter your credit focus as you approach lifecycle stages. As you near retirement, for example, start paying down major purchases such as a mortgage.
Monitor your credit regularly so you can correct any errors and detect any potential signs of identity theft.
“Having a good credit history is key to any financial plan,” said Plumas Bank President and Chief Executive Officer Andrew Ryback. “Credit scores take into consideration years of past behavior, so it’s important to establish a history of responsible credit practices and build your score by maintaining good habits. Establishing good spending and saving habits, and sticking with them, is critical when times are tough and can go a long way toward helping you achieve your financial goals. We can serve as a great resource to help get you started on the road to establishing good credit, which will serve as the foundation for a more secure financial future.”
PLUMAS BANK PROMOTES THREE
Plumas Bank recently announced the promotion of three employees:
Christine Bell was promoted to vice president, human resources manager. Chris joined the bank in 1993 and went to the HR department in 2001 where she has been its manager since 2012. She is certified as a Professional in Human Resources and as a SHRM Certified Professional. “Under Chris’s direction we have maintained a highly effective and professional HR Department and we congratulate her on this well-deserved promotion,” said Andrew Ryback, president and CEO.
Irene Scott was promoted to vice president, special assets manager. She joined the bank in 1992 and has extensive banking experience in both consumer and commercial lending and was promoted to assistant vice president in 2003. “Irene’s financial expertise as well as her friendly and dynamic demeanor make her a pleasure to work with and an asset to our company,” said Kerry Wilson, chief credit officer.
Robin Wight was promoted to assistant vice president, Quincy branch manager. One of Plumas Bank’s founding employees, Robin started her banking career in 1981, just months after the bank opened. “Robin’s knowledge of the industry, the area, and her desire to be deeply involved in the betterment of her community are assets to her clients and the bank. We appreciate her efforts and are pleased to promote her,” commented Ryback.