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Business Scene for the week of 2/28/18


After taking a much-deserved winter break in February, owner and chef Sharon Castaneda is reopening her Portola restaurant, Sharon’s Café, March 1. Sharon has been in business for 19 years serving hearty breakfast and lunch dishes. You will find her open Wednesday through Sunday, from 8 a.m. to 2 p.m.


Lassen Gift Company owner Sharon Henry made the most of her trip to the gift show in Las Vegas by not only buying products for her Chester store, but by taking a high school student with her. Sharon has always hired high school students to work in her store where they learn first-hand about customer service, being a cashier, decorating and marketing skills and, by osmosis, good work ethics.

This year Sharon took Felicity Syfrett, who is doing her senior project on being a retail storeowner, on the buying trip. In addition to this firsthand look at becoming an entrepreneur, Sharon took Felicity to see some stage shows. Sharon says the purchases they made for her Main Street store will start arriving soon!


Plumas Bank and The Independent Community Bankers of America are encouraging Americans to take action during America Saves Week, Feb. 26 – March 3.

The two institutions offer the following tips to help consumers boost their savings:

Pay yourself first: Many employers offer automatic payroll deduction, which is one of the best ways to start and keep saving. Use those funds to contribute to a nest egg for your retirement.

Create a spending plan. Unlike a strict budget, a spending plan is a guide to help you take better control of your finances by tracking where your money goes to help prioritize your spending.

Start small: Setting aside just $2.75 a day (average cup of a tall latte) for one year can garner you $1,000 toward that unexpected car repair.

Build an emergency fund:  Plan to save six to nine months of living expenses.

Put your tax dollars to work: The recent tax bill expands 529 savings plans to include expenses for elementary and secondary education. The annual gift tax exclusion has increased as well.

They also said it is important to consider these factors in choosing where to place your savings:

Access to funds: Community banks use the latest technology so that customers can access their money when and where they need it.

Safety of funds: The FDIC insures deposits up to $250,000 per depositor and $250,000 for certain retirement accounts. No one has ever lost a penny of FDIC-insured funds.

Earning potential: Community banks’ customer service is tailored to their individual customer’s needs and offer competitively priced products and services.

“It’s never too late to develop good financial management habits,” commented Plumas Bank Director, President and Chief Executive Officer Andrew Ryback. “Come in to Plumas Bank today and find out how we can help you reach your financial goals.”

ICBA President and CEO Camden Fine added, “Community banks are trusted financial advisors. Consumers should look to community banks as a resource for reaching their short- and long-term savings goals as they work toward building wealth and achieving financial stability.”

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